Do you want to save money on your
auto insurance? The SDIP which is Safe Driver Insurance Plan rewards drivers who do not cause an accident, or incur a traffic law violation and by making sure that high-risk drivers pay a greater share of insurance costs. There is an SDIP premium adjustment in the rating process after all discounts and rating factors have been applied. Here are some discounts available for your auto insurance: Please call us for more information!
Motor club discounts:
StateFund Insurance will work with you
on how your auto club can offer you a discount. If the
drivers are age 65 or older: There is a 25 premium discount after all
other discounts and rating factors have been applied. Some conditions that
apply are 1. If the principal operator is 65 years or older. 2. There are no
inexperienced drivers and 3. The automobile is not customarily used in business. Passive Restraint: There is a 25% discount applied to the premium paid for Parts 2, 3, 6. Part 12 is available if your car is equipped with an air bag or automatic seat belts. Annual
Mileage: There is a 10% discount applied to the premium for Parts 1-8
and Part 12 is available if your estimated annual mileage is less than 5,000
miles. There is also a 5% discount off the premium paid for Parts 1-8 and
Part 12 if your estimated annual mileage falls between 5,001 and 7,500 miles.
Antique cars are not eligible for this discount. Anti-theft:
There are discounts available for Part 9 for automobiles with various types
of qualifying anti-theft devices. Our agents will discuss the qualifying
anti-theft devices and corresponding discounts with you. Multiple
cars: There is a 5% discount applied to the premium paid for Parts 7
and 8 if 1. An individual or married couple own two or more cars insured by the
same company and 2. there are no inexperienced operators. This discount
only applies to automobiles that 1. have no listed inexperienced drivers and 2.
are not customarily used in business. Drivers
Education: There is a 10% discount applied to the premium paid for
Parts 1,2,4,5 and 7 is available for the first 3 years after an inexperienced
driver has completed an approved training course. Public
Transit: There is a 10% public transit discount for premium paid for
Parts 4 and 7 (with a maximum or $75 per eligible vehicle) if 1. you provide use
with evidence of purchase of 11 months or commuter passes from a qualified
transit system and 2. you do not drive your automobile to work or school more
than 10 days or more per month. We can provide with a list of qualified
transit systems.
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